The Services You Can Expect to Receive

• Quick, competitive quotations presented in a way you can understand;
• Plan design options for claims control and cost effectiveness;
• Market surveys to see which companies are most competitive in the market;
• Needs and analysis reviews and assessment of existing plans;
• An insurance carrier that suits your needs and is financially sound;
• Professional service that continues after you have purchased your policy;
• Prompt claims and effective service;
• Risk assessment and plan design, including funding arrangements, flex plans, ASO,
  spending accounts and a full range of traditional group benefits - Life, Health, Disability, Dental, Vision Care, Drug plans, Travel, etc;
• Administrative and support services, including administrative assistance, claims and administrative problem resolution;
• Conversion plan design, marketing and implementation to meet individual needs beyond group coverage;
• Accountability from our current carrier i.e. rates and service;
• Good communication by meeting with employees individually or in an employee meeting setting to communicate specifics of benefit plan;
• Assistance in union negotiations relative to benefits;
• Semi-annual or quarterly reports to update plan activities (claims utilization);
• Short and Long Term Disability Support;
• Absenteeism control and prevention;
• Follow-through with underwriting and employee applications;
• Bilingual Service.